Flexible Spending Account

Miller Contributions 
The Miller Group is proud to contribute to employee HSA and FSA accounts. You will receive the full Miller Group Contribution amount below (dependent on Medical Coverage level) if you complete Biometrics and test tobacco-free by 12/31 (or participate in the smoking cessation program).  If you complete Biometrics but don’t test tobacco-free and don’t participate in the cessation program, you will receive a 50% Miller Group Contribution.

Note: The Miller Group Contribution amount will be pro-rated upon year of hire.
For more details on qualifying please reach out to Erin Donahoo.

If you enroll in the High Deductible Health Plan with Health Savings Account, you cannot participate in the Health Care FSA!

2026 FSA Limits:
Healthcare FSA: $3,400
A Health Flexible Spending Account is a spending account. That indicates that you are expected to spend the money you have set aside within the year it is set aside.

• An FSA is a one-year set aside account.
• Money is available at the beginning of the plan year.
• Debit card available
• Each month in that specific year, an amount of money you have pre-determined will be deducted from your paycheck and put into an account for your use during that same year. The amount you can contribute each year is limited.
• You may use your Health FSA for any “qualified expense” as determined by the Internal Revenue Service (IRS) such as: copays, deductibles, prescriptions, out of pocket dental expenses, contacts, etc.
• Keep all receipts!
• You may carry over a maximum of $680 from one plan year to the next.

Limited FSA: $3,400
A limited FSA is for individuals who have an HSA. The funds may only be used for dental and vision expenses.
•    You may carry over a maximum of $680 from one plan year to the next

Dependent Care FSA: $7,500
Employees with young children or other dependents may put aside money on a pretax basis into the Dependent Care FSA, which can be used to pay for childcare or other dependent care expenses.

• Set aside up to $7,500 in a pre-tax account
• Pay for dependent childcare (up to age 13) or adult care for qualified adult dependents
• Money must be in the account in order to use

The Dependent Care FSA may be right for you if:

• You and your spouse both work (or your spouse is a full-time student or looking for work); and
• You pay a care provider to look after your child or other dependent while you and your spouse work (or your spouse attends school or looks for work).

At open enrollment each year, you get to choose how much you want deducted from your monthly pay.

Reimbursement from a Dependent Care FSA is only available in the amount that has already been contributed to it.

Runout Period / Limited FSA and Healthcare FSA
•  Both accounts allow employees a runout period of 90 days after the end of the plan year to spend any left-over funds incurred in 2026
•  For accounts with funds remaining at the end of runout period, up to $680 will be carried over to the next plan year. Remaining funds in excess of $680 will be forfeited.